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	<title>savings &#8211; chb44.com &#8211; Life in France</title>
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	<title>savings &#8211; chb44.com &#8211; Life in France</title>
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		<title>Why Europeans Are Buying Gold Again in 2026</title>
		<link>https://chb44.com/2026/05/europeans-buying-gold-2026/</link>
					<comments>https://chb44.com/2026/05/europeans-buying-gold-2026/#respond</comments>
		
		<dc:creator><![CDATA[Jason Plant]]></dc:creator>
		<pubDate>Thu, 14 May 2026 10:59:43 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Cost of Living]]></category>
		<category><![CDATA[Europe]]></category>
		<category><![CDATA[Gold]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[Volatility]]></category>
		<guid isPermaLink="false">https://chb44.com/?p=43625</guid>

					<description><![CDATA[Gold is back in focus across Europe as inflation, energy prices and uncertainty push savers]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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		<title>Livret A Interest Rate Set to Drop to 1.4%: What It Means for French Savers</title>
		<link>https://chb44.com/2026/01/livret-interest-rate-drop-2026/</link>
					<comments>https://chb44.com/2026/01/livret-interest-rate-drop-2026/#respond</comments>
		
		<dc:creator><![CDATA[Jason Plant]]></dc:creator>
		<pubDate>Mon, 12 Jan 2026 09:09:41 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Assurance-Vie]]></category>
		<category><![CDATA[Banque de France]]></category>
		<category><![CDATA[Expat Money Management]]></category>
		<category><![CDATA[Expats in France]]></category>
		<category><![CDATA[Families]]></category>
		<category><![CDATA[French Finance]]></category>
		<category><![CDATA[French Savings Accounts]]></category>
		<category><![CDATA[Households]]></category>
		<category><![CDATA[Inflation France 2026]]></category>
		<category><![CDATA[LEP]]></category>
		<category><![CDATA[Livret A]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[Savings Tips France]]></category>
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					<description><![CDATA[Livret A to Drop to 1.4% in February 2026 If you’re living in France and]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
			</item>
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		<title>France Plans €2,000 Tax-Free Early Payout for Low-Income Employees: A Boost for Modest Households</title>
		<link>https://chb44.com/2026/01/france-savings-unlock-2000-euros-low-income-workers/</link>
					<comments>https://chb44.com/2026/01/france-savings-unlock-2000-euros-low-income-workers/#respond</comments>
		
		<dc:creator><![CDATA[Jason Plant]]></dc:creator>
		<pubDate>Wed, 07 Jan 2026 08:18:42 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Company Savings]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[PEE]]></category>
		<category><![CDATA[Plans d’Épargne Entreprise]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[Serge Papin]]></category>
		<category><![CDATA[Tax-Free]]></category>
		<guid isPermaLink="false">https://chb44.com/?p=42466</guid>

					<description><![CDATA[A New Push to Support Modest-Income Workers In a bid to give low and middle-income]]></description>
		
					<wfw:commentRss>https://chb44.com/2026/01/france-savings-unlock-2000-euros-low-income-workers/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
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		<title>Livret A Cap Reform: France Proposes €19,125 Ceiling and Tax on Excess Savings – What Expats Need to Know</title>
		<link>https://chb44.com/2025/12/livret-ceiling-tax-reform-france-expats/</link>
					<comments>https://chb44.com/2025/12/livret-ceiling-tax-reform-france-expats/#respond</comments>
		
		<dc:creator><![CDATA[Jason Plant]]></dc:creator>
		<pubDate>Wed, 03 Dec 2025 13:22:14 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[CPO report]]></category>
		<category><![CDATA[épargne réglementée]]></category>
		<category><![CDATA[France]]></category>
		<category><![CDATA[France expat savings]]></category>
		<category><![CDATA[French savings tax]]></category>
		<category><![CDATA[French wealth tax changes]]></category>
		<category><![CDATA[LDDS plafond]]></category>
		<category><![CDATA[Livret A]]></category>
		<category><![CDATA[Livret A ceiling]]></category>
		<category><![CDATA[Livret A reform]]></category>
		<category><![CDATA[Livret A tax 2025]]></category>
		<category><![CDATA[savings]]></category>
		<guid isPermaLink="false">https://chb44.com/?p=41725</guid>

					<description><![CDATA[France&#8217;s CPO suggests slashing Livret A and LDDS ceilings to €19,125 and taxing excess interest.]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
			</item>
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		<title>Life Insurance Hits Record Deposits in October 2025: Massive Shift from Livret A</title>
		<link>https://chb44.com/2025/11/life-insurance-record-deposits-october-2025-france-livret-shift/</link>
					<comments>https://chb44.com/2025/11/life-insurance-record-deposits-october-2025-france-livret-shift/#respond</comments>
		
		<dc:creator><![CDATA[Jason Plant]]></dc:creator>
		<pubDate>Sat, 29 Nov 2025 09:36:43 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[assurance vie record 2025]]></category>
		<category><![CDATA[Expat Investing France]]></category>
		<category><![CDATA[France]]></category>
		<category><![CDATA[French savings trends]]></category>
		<category><![CDATA[Households]]></category>
		<category><![CDATA[Life Assurance]]></category>
		<category><![CDATA[life insurance France]]></category>
		<category><![CDATA[Livret A]]></category>
		<category><![CDATA[Livret A withdrawals]]></category>
		<category><![CDATA[PER retirement plans]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[Savings Trends]]></category>
		<guid isPermaLink="false">https://chb44.com/?p=41636</guid>

					<description><![CDATA[French life insurance (assurance vie) saw record 17.1 billion euros in deposits in October 2025,]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
			</item>
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		<title>Fruits, Vegetables, Meat, Clothing&#8230; French Households Consume less than their European Neighbors</title>
		<link>https://chb44.com/2025/11/fruits-vegetables-meat-clothing-french-households-consume-less-european-neighbors/</link>
					<comments>https://chb44.com/2025/11/fruits-vegetables-meat-clothing-french-households-consume-less-european-neighbors/#respond</comments>
		
		<dc:creator><![CDATA[spanner44]]></dc:creator>
		<pubDate>Sun, 02 Nov 2025 06:36:50 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[Consumers]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[France]]></category>
		<category><![CDATA[Households]]></category>
		<category><![CDATA[Political Instability]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[Spending]]></category>
		<guid isPermaLink="false">https://chb44.com/?p=41156</guid>

					<description><![CDATA[HOUSEHOLD BUDGET: Faced with the political instability that has reigned for many months, the French]]></description>
		
					<wfw:commentRss>https://chb44.com/2025/11/fruits-vegetables-meat-clothing-french-households-consume-less-european-neighbors/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>Amid Political Uncertainty, French Households are Saving at Near-Record Levels</title>
		<link>https://chb44.com/2025/10/amid-political-uncertainty-french-households-saving-near-record-levels/</link>
					<comments>https://chb44.com/2025/10/amid-political-uncertainty-french-households-saving-near-record-levels/#respond</comments>
		
		<dc:creator><![CDATA[Jason Plant]]></dc:creator>
		<pubDate>Fri, 17 Oct 2025 12:34:19 +0000</pubDate>
				<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[France]]></category>
		<category><![CDATA[Households]]></category>
		<category><![CDATA[Political Crisis]]></category>
		<category><![CDATA[savings]]></category>
		<guid isPermaLink="false">https://chb44.com/?p=40522</guid>

					<description><![CDATA[French households are saving at near-record levels, putting aside nearly 19 percent of their income]]></description>
		
					<wfw:commentRss>https://chb44.com/2025/10/amid-political-uncertainty-french-households-saving-near-record-levels/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>Connected Heating: Solutions to Reduce the Bill, Whatever your Installation</title>
		<link>https://chb44.com/2025/09/connected-heating-solutions-reduce-bill-whatever-installation/</link>
					<comments>https://chb44.com/2025/09/connected-heating-solutions-reduce-bill-whatever-installation/#respond</comments>
		
		<dc:creator><![CDATA[spanner44]]></dc:creator>
		<pubDate>Sun, 21 Sep 2025 08:54:10 +0000</pubDate>
				<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Tech News]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[Energy]]></category>
		<category><![CDATA[Energy Bill]]></category>
		<category><![CDATA[Heating]]></category>
		<category><![CDATA[Heating Bill]]></category>
		<category><![CDATA[radiators]]></category>
		<category><![CDATA[Reduce Energy Bill]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[Technology]]></category>
		<guid isPermaLink="false">https://chb44.com/?p=39937</guid>

					<description><![CDATA[ENERGY: When a small update of your heating installation allows you to make significant savings]]></description>
		
					<wfw:commentRss>https://chb44.com/2025/09/connected-heating-solutions-reduce-bill-whatever-installation/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
			</item>
		<item>
		<title>Volkswagen Seeks Ten Billion Euros</title>
		<link>https://chb44.com/2023/07/volkswagen-seeks-ten-billion-euros/</link>
					<comments>https://chb44.com/2023/07/volkswagen-seeks-ten-billion-euros/#comments</comments>
		
		<dc:creator><![CDATA[spanner44]]></dc:creator>
		<pubDate>Tue, 18 Jul 2023 14:22:10 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Cars]]></category>
		<category><![CDATA[Company]]></category>
		<category><![CDATA[Electric Cars]]></category>
		<category><![CDATA[Europe]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[Volkswagen]]></category>
		<category><![CDATA[VW]]></category>
		<guid isPermaLink="false">https://chb44.com/?p=39428</guid>

					<description><![CDATA[AUTO: &#8220;The house is on fire,&#8221; said the CEO of VW during a speech to some]]></description>
		
					<wfw:commentRss>https://chb44.com/2023/07/volkswagen-seeks-ten-billion-euros/feed/</wfw:commentRss>
			<slash:comments>1</slash:comments>
		
		
			</item>
		<item>
		<title>LEP: How Much Time do you have Left to Take Advantage of the Hot Rate in this Plan?</title>
		<link>https://chb44.com/2023/07/lep-much-time-left-take-advantage-hot-rate-plan/</link>
					<comments>https://chb44.com/2023/07/lep-much-time-left-take-advantage-hot-rate-plan/#respond</comments>
		
		<dc:creator><![CDATA[spanner44]]></dc:creator>
		<pubDate>Wed, 12 Jul 2023 12:30:32 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Banque de France]]></category>
		<category><![CDATA[Bruno Le Maire]]></category>
		<category><![CDATA[France]]></category>
		<category><![CDATA[François Villeroy de Galhau]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[LEP]]></category>
		<category><![CDATA[Livret A]]></category>
		<category><![CDATA[Livret d'épargne Populaire]]></category>
		<category><![CDATA[savings]]></category>
		<guid isPermaLink="false">https://chb44.com/?p=39299</guid>

					<description><![CDATA[After having achieved a yield not seen for nearly forty years, the LEP interest rate]]></description>
		
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			<slash:comments>0</slash:comments>
		
		
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